REQUIREMENTS FOR THE HOME BUYER PROGRAM: 

  • Live in substandard housing & have a need for shelter.
  • Have fair or acceptable credit (No unpaid collections or judgments)
  • Have the ability to pay a monthly mortgage & have steady income for 1 year.
  • Be a 1st-time home buyer or non-homeowner for 3 or more years.
  • Live or work in Rutherford County for at least 6 months.
  • Be unable to qualify for a conventional loan due to income level.
  • Show willingness to partner with Habitat.
  • Be able to pay a $1000.00 down payment.
  • Be willing to perform 300-400 hours of “sweat equity" by helping to build Habitat homes, including your own.
  • Complete a mandatory 30-Week Home Buyer Education Class.
  • Maintain and/or decrease “debt to income” ratio while in the Habitat program.
  • Meet the 2014 Income Guidelines

Click to download and print the Application Packet

Follow the directions on the application. Applications can be mailed, fax, emailed or returned to the habitat office to Angie Ezell.

Fax: 615-890-2393            Email: angie@rchfh.org

 

PHASES OF THE HOME BUYING PROGRAM 

Phase 1 - Apply

  • Meet the Requirements 
  • Return Application 
  • Credit Review   

Phase 2 - Documentation 

  • Submit Requested Documentation

Phase 3 - Verification 

  • Employment & Rental Verification
  • Sex Offender & Criminal Verification
  • Home Visit (if selected)
  • Family Selection Review 
  • Board of Directors Review 

Phase 4 - New Partner Family

  • Orientation
  • Work Sweat Equity
  • Home Buyer Education & Budget Class 
  • Start Down Payments

Phase 5 - Home Selection

  • Lot Selection
  • Bio 
  • House Plan Selection
  • Home Selections 
  • Purchase Agreement
  • Begin Build Date

Phase 6 - H.O.M.E  Purchase

  • Homeowners Insurance
  • Home Dedication
  • Pre-Close
  • Closing Purchase 
  • Move In!

 

Current Home Builds!!

8-23_Oceana (1)

 House #123 is Under Way! Click for more...

Sa'Mia and build crew Sa'Mia and build crew

2014 House of Faith Build

To volunteer and help build the “House of Faith” please contact Megan Hutchings at  890-5877 ext 106 or email megan@rchfh.org

For more about our House of Faith Build, click here

 

 

Congratulations to our new Partner Families!

Camisha Camisha Christina Christina
Keosha Keosha Makeshia Makeshia

  Homebuyer Education:

Partner families are required to complete 30 weeks of Home Buyer Education - great information and resources to prepare them to buy their homes, improve their credit, make good consumer choices and keep up with home maintenance. This program is also FREE to the general public! The Home Buyer Education Class is held every Monday, 6-7pm at the Habitat office. For more information...

  Inquiries:

If you have questions, please contact the Family Services Coordinator, Angie Ezell.  

We replace these eye sores...

House2 House1

...with beautiful Habitat Homes

Frances House  KuSay House  
  Joanne House  

Did You Know?

Rutherford County

  • We are a licensed contractor.
  • We have built over 122 homes in RC since 1989.
  • RCHFH home owners pay over $80,000 in city & county property taxes annually.
  • RCHFH & Murfreesboro Community Development was one of seven Audrey Nelson Community Development Achievement Awards from the National Community Development Association for our innovative partnership to build our 100th home.

Tennessee

  • Ranked 4th in Nation in Habitat new house production for FY2013.
  • Home builds have added over $270 million to the tax base in our state.
  • Habitat homebuyers have under a 2.9% foreclosure rate.
  • There are 51 Habitat for Humanity affiliates who serve 63 counties to build and sell simple, decent, affordable housing in partnership with people in need.

Habitat International

  • Today, we have helped build over 500,000 decent, affordable houses and served more than 2 million people around the world. 
  • Builder magazine ranked Habitat for Humanity International the 6th largest builder in their top 100 Builders in 2010.

 

Events

       SAVE THE DATE!

We have several exciting events this year.

UPCOMING FALL EVENTS

Hammer Down For Habitat - September 20th

Hammer Down Brochure, click here.

Bikers

 

 

 

 

 

 

Cookin' To Build - November 1st

Bowl Painting for the 2014 Cookin’ To Build runs August 1st through October 31st.

For more information about how you can participate or donate to any of these events, please call our office at 890-5877.

Bowls

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